Estate planning has long been misunderstood as something only necessary for retirees or the ultra-wealthy. But that assumption couldn’t be further from the truth.
Whether you’re 28 or 88, the reality is this: life happens fast—and your legal and financial affairs should be prepared to protect you and those you care about. Delaying estate planning doesn’t just put your assets at risk—it can create chaos for your loved ones and lead to avoidable court battles and tax consequences.
So who really needs an estate plan?
The answer is simple: every adult. Whether you’re just starting your career, growing a family, or running a business, a foundational estate plan should include:
- A will or revocable trust
- Durable and healthcare powers of attorney
- HIPAA waivers
- Beneficiary designations and asset titling review
These documents ensure that your wishes are honored—not left to be interpreted or decided by courts. Without them, your assets may not go where you intend, and loved ones may face delays, costs, or disputes during already stressful times.
Modern estate planning also isn’t just about death—it’s about control.
Planning today gives you the ability to make decisions on:
- Who manages your affairs if you’re incapacitated
- How your children would be cared for
- What happens to your business if something unexpected occurs
- How to minimize taxes and protect assets from creditors
At Walny Legal Group, we’ve seen firsthand how early, proactive planning not only protects wealth—it protects relationships. The peace of mind clients gain from knowing their affairs are in order is invaluable, regardless of age or income level.
The best time to start is now—while you’re healthy, capable, and clear-minded.
Estate planning isn’t morbid. It’s empowering. And it’s one of the most important financial steps you can take to protect your future.
Ready to begin?
Walny Legal Group offers thoughtful, personalized estate planning for individuals, families, and professionals across Wisconsin and beyond.